Appraisal services for Gorham and Cumberland County homeowners

The top reasons ME homeowners need The Moulton Group:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Cumberland county's assessment of your propertyvalue
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in ME by determining the true market value of real estate in question

Do you own a home in or near Gorham? Do you need help deciding the price of your real estate?
Contact The Moulton Group.

At The Moulton Group, we understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at The Moulton Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're veterans in helping consumers just like you dismiss unnecessary PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from The Moulton Group is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. The Moulton Group can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? The Moulton Group can We can assist you. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.